New deposit insurance limits became effective May 20, 2009; Deposits at FDIC-insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor.
What we offer when you save with us!
Examine our accounts and rates!
We encourage you to contact a new-accounts representative at one of our six branches, through the web-site, cfblv@cfblv.com, or at (505) 425-7584 to verify all rates and to get additional information on the accounts. Please note that accounts may require a minimum amount to open and require a minimum balance to prevent fees from being assessed to the account. All rates are subject to change at anytime.
Checking: For your everyday expenses.
We have a variety of checking accounts available:
Money Market (limited check writing)
Negotiable Orders of Withdrawls or NOW (for everyone excluding businesses)
Freedom 1st Checking (our free checking product)
Commercial (Businesses, inclusively)
And the usual personal account (for our individual customers)
The following interest rates are current as of March 1, 2010.
APY stands for Annual Percentage Yield
| Money Market |
| Average Daily Balance during statement period |
APY |
| $500 to $25,000 |
1.31% |
| $25,000.01 to $75,000 |
1.46% |
| $75,000.01 to $250,000 |
1.97% |
| Over $250,000 |
2.17% |
| NOW |
| Average Daily Balance during statement period |
APY |
| $500 to $2,500 |
0.80% |
| $2,500.01 to $100,000 |
0.90% |
| Over $100,000 |
1.76% |
NOTE: These rates can change at any given moment, please contact one of our friendly new accounts representatives at 505-425-7584 with any questions you may have.
Savings: If you need access to your cash only 2 or 3 times a month
We offer a statement savings account that currently offers a competitive interest rate.
| Average Daily Balance during statement period | APY |
| Savings $5.00 and over |
1.51% |
CDs: If you don't need access to your cash within a certain time frame. All CD rates are shown with their Annual Percentage Yield (APY).
| Length of Time | $500 to $99,999.99 | $100,000 Plus |
| 90 Days |
.79% |
.89% |
| 182 Days |
1.00% |
1.11% |
| 1 Year |
1.32% |
1.42% |
| 2 Years |
2.04% |
2.14% |
| 5 Years |
2.99% |
3.10% |
IRAs: For your retirement
The same interest rates available on the CDs apply to IRAs. Simply determine the term and amount you would like to deposit.
United We Stand
On September 11th, 2001, life changed when our country was attacked. In an effort to protect you and our country, President Bush signed the USA Patriot Act into law on October 26, 2001.
One section of the USA Patriot Act mandates us to:
- Verify the identity of any person seeking to open an account (which includes Trust, Investments, Safe Deposit, Loans and Deposit Account).
- Maintain records of the information used to verify the person's identity including name, address and other identifying means.
Community 1st Bank Las Vegas will abide by this law by obtaining picture identification and verifying other information provided by the customer. From existing customers whose original documentation was not obtained when they opened an account, we will now request identification to update prior account records. In all cases, protection of each customer's identity and confidentiality is the Bank's pledge to you. We proudly support all efforts to protect and maintain the security of our customers and our country.
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